About

Financial Educator

Money Finesse is different!

I founded Money Finesse because I have seen and experienced financial stress. When I went off to college it was just the beginning of the era of credit card marketing to college students. I had no concept that when you carry credit card debt you end up paying way more than you spent in the first place! After graduating, I finally had a paycheck from the Navy and didn't know what to do with it. Investing? Nope. Saving? Not really. I acted like I had just jumped into a big swimming pool full of money. New car, new furniture. Everything had to be brand new. I was not living a stewardship lifestyle.

My materialistic, live-for-today mindset continued throughout my service and a few years past that. I got to the point where I had a new house (just for me) that required a substantial investment in landscaping (there was none) and appliances (also none), two cars (just for me), and had very little saved up for retirement. This was a whole new world of paying for health insurance, many utility bills (hey, I'd been renting!) and the like.

 

Then it all came together.

You may not be surprised to hear that a chart of my financial and spiritual lifestyle would show a distinct correlation.  I had walked away from the Church, frustrated ashamed and scared. I was spending money to find happiness. Soon after, I scheduled a long session with a priest and unburdened myself for 10+ years of guilt and mistakes.

Everything changed. Not overnight, but it changed. I started to live my life by a set of values. I met my husband at Mass. He was on a similar journey financially and spiritually. As we built our life together we made a choice to live thoughtfully, faithfully, and frugally even if it made us weird. We sold my extra car, bought a house we could afford and chose to not take on debt.  We decided I would stay at home, and four boys later we are still at it. Still with only our mortgage. Still living joyfully.

It's not about stuff.

It's about faith and family. Live out your vocation. Be with your kids. Grow closer to God.  Abundant life starts when you begin to live all aspects of your life in light of faith. You've heard it all before and may not believe it's true. But it is. It is! I gave up a career to be home and I have never been happier. Our journey is not finished. There is always room to improve, but it can be done. Know that it can be done and you can do it.