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	<title>Money Finesse - Personal Finance in the USA &#187; Overdraft protection</title>
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		<title>Overdraft Protection or Protection Racket?</title>
		<link>http://www.moneyfinesse.com/2007/01/31/overdraft-protection-or-protection-racket/</link>
		<comments>http://www.moneyfinesse.com/2007/01/31/overdraft-protection-or-protection-racket/#comments</comments>
		<pubDate>Wed, 31 Jan 2007 11:15:13 +0000</pubDate>
		<dc:creator>Andrea Paulsen</dc:creator>
				<category><![CDATA[ATMs]]></category>
		<category><![CDATA[Bank charges]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Bounced checks]]></category>
		<category><![CDATA[Consumer issues]]></category>
		<category><![CDATA[Debit cards]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Money Finesse]]></category>
		<category><![CDATA[Overdraft protection]]></category>
		<category><![CDATA[Overdrafts]]></category>

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		<description><![CDATA[Think the overdraft protection on your bank account saves you big overdraft fees on bounced checks? Chances are you didn&#8217;t bounce a check but you did overspend with your debit card through purchases and ATM withdrawals which you wouldn&#8217;t have made if your bank had refused the transaction for insufficient funds. According to the report, [...]]]></description>
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