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	<title>Money Finesse - Personal Finance in the USA &#187; News</title>
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		<title>Congress Considers Subprime Rescues</title>
		<link>http://www.moneyfinesse.com/2007/04/23/congress-considers-subprime-rescues/</link>
		<comments>http://www.moneyfinesse.com/2007/04/23/congress-considers-subprime-rescues/#comments</comments>
		<pubDate>Mon, 23 Apr 2007 10:45:17 +0000</pubDate>
		<dc:creator>Andrea Paulsen</dc:creator>
				<category><![CDATA[Adjustable Rate Mortgages]]></category>
		<category><![CDATA[Buying a house]]></category>
		<category><![CDATA[Consumer issues]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Home ownership]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Money Finesse]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Subprime loans]]></category>

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		<description><![CDATA[At a Congressional hearing of the House Financial Services Committee on Tuesday, speakers explored ways to clear up the subprime mortgage mess.
ARMs (Adjustable Rate Mortgages) have fueled the foreclosure increase when, after the initial fixed part of the loan ends, rates balloon into payments borrowers can no longer afford.

In addition to setting up a rescue [...]]]></description>
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		<title>Forever Stamp Approved</title>
		<link>http://www.moneyfinesse.com/2007/03/20/forever-stamp-approved/</link>
		<comments>http://www.moneyfinesse.com/2007/03/20/forever-stamp-approved/#comments</comments>
		<pubDate>Tue, 20 Mar 2007 11:40:39 +0000</pubDate>
		<dc:creator>Andrea Paulsen</dc:creator>
				<category><![CDATA[Consumer issues]]></category>
		<category><![CDATA[Cutting costs]]></category>
		<category><![CDATA[Forever stamp]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Money Finesse]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Postage rates]]></category>
		<category><![CDATA[US Postal Service]]></category>

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		<description><![CDATA[The Governors of the US Postal Service have approved another hike in the price of a stamp, raising the cost of a First-Class Stamp from 39 cents to 41 cents.  At the same time, they approved the issuance of the &#8220;forever&#8221; stamp.

The &#8220;forever&#8221; stamp will sell at the 41 cent one-ounce letter rate but [...]]]></description>
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		<title>Financial Aid Pitfalls</title>
		<link>http://www.moneyfinesse.com/2007/02/08/financial-aid-pitfalls/</link>
		<comments>http://www.moneyfinesse.com/2007/02/08/financial-aid-pitfalls/#comments</comments>
		<pubDate>Thu, 08 Feb 2007 14:09:43 +0000</pubDate>
		<dc:creator>Andrea Paulsen</dc:creator>
				<category><![CDATA[Education]]></category>
		<category><![CDATA[Financial aid]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Money Finesse]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Scams]]></category>

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		<description><![CDATA[An article at Consumer Affairs.com points to a growing number of financial aid scams targeting college-bound students and their parents.  Some of these companies charge high fees for &#8220;insider information&#8221; about getting financial aid when, in fact, most of these services are offered for free by government agencies, colleges and high schools.

If you are [...]]]></description>
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		<title>FTC Files Lawsuit</title>
		<link>http://www.moneyfinesse.com/2007/02/05/ftc-files-lawsuit/</link>
		<comments>http://www.moneyfinesse.com/2007/02/05/ftc-files-lawsuit/#comments</comments>
		<pubDate>Mon, 05 Feb 2007 16:49:43 +0000</pubDate>
		<dc:creator>Andrea Paulsen</dc:creator>
				<category><![CDATA[Consumer issues]]></category>
		<category><![CDATA[Debt collection]]></category>
		<category><![CDATA[FTC]]></category>
		<category><![CDATA[Lawsuits]]></category>
		<category><![CDATA[Money]]></category>
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		<description><![CDATA[The Fair Debt Collection Practices Act exists to protect consumers from unfair, deceptive and abusive debt collection actions.  The Federal Trade Commission has filed a lawsuit against a Florida operation that it alleges violated the act with illegal and abusive debt collection practices.

The FTC&#8217;s complaint claims that the operation used misleading and threatening letters [...]]]></description>
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