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	<title>Money Finesse - Personal Finance in the USA &#187; Debt collection</title>
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		<title>FTC Files Lawsuit</title>
		<link>http://www.moneyfinesse.com/2007/02/05/ftc-files-lawsuit/</link>
		<comments>http://www.moneyfinesse.com/2007/02/05/ftc-files-lawsuit/#comments</comments>
		<pubDate>Mon, 05 Feb 2007 16:49:43 +0000</pubDate>
		<dc:creator>Andrea Paulsen</dc:creator>
				<category><![CDATA[Consumer issues]]></category>
		<category><![CDATA[Debt collection]]></category>
		<category><![CDATA[FTC]]></category>
		<category><![CDATA[Lawsuits]]></category>
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		<description><![CDATA[The Fair Debt Collection Practices Act exists to protect consumers from unfair, deceptive and abusive debt collection actions. The Federal Trade Commission has filed a lawsuit against a Florida operation that it alleges violated the act with illegal and abusive debt collection practices. The FTC&#8217;s complaint claims that the operation used misleading and threatening letters [...]]]></description>
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		<title>Foreclosures Increasing</title>
		<link>http://www.moneyfinesse.com/2006/12/14/foreclosures-increasing/</link>
		<comments>http://www.moneyfinesse.com/2006/12/14/foreclosures-increasing/#comments</comments>
		<pubDate>Thu, 14 Dec 2006 12:35:11 +0000</pubDate>
		<dc:creator>Andrea Paulsen</dc:creator>
				<category><![CDATA[Buying]]></category>
		<category><![CDATA[Consumer issues]]></category>
		<category><![CDATA[Debt collection]]></category>
		<category><![CDATA[Foreclosures]]></category>
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		<category><![CDATA[Interest rates]]></category>
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		<category><![CDATA[Mortgages]]></category>
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		<description><![CDATA[The Mortgage Bankers Association is reporting that more homeowners are falling delinquent on their mortgage payments. According to their report, 4.7% of loan payments were more than 30 day past due and 11% of mortgages were in foreclosure. The trend is being blamed on high-risk loans with subprime rates and adjustable rate mortgages that are [...]]]></description>
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		<title>Fair Debt Collection</title>
		<link>http://www.moneyfinesse.com/2006/12/09/fair-debt-collection/</link>
		<comments>http://www.moneyfinesse.com/2006/12/09/fair-debt-collection/#comments</comments>
		<pubDate>Sat, 09 Dec 2006 15:43:27 +0000</pubDate>
		<dc:creator>Andrea Paulsen</dc:creator>
				<category><![CDATA[Advice]]></category>
		<category><![CDATA[Consumer issues]]></category>
		<category><![CDATA[Debt Advice]]></category>
		<category><![CDATA[Debt collection]]></category>
		<category><![CDATA[Federal Trade Commission]]></category>
		<category><![CDATA[Money]]></category>
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		<description><![CDATA[Capital Acquisitons and Management Corp (CAMCO) and affiliated companies will pay $1 million to settle Federal Trade Commission charges that their debt collection practices violated Federal law. The FTC charged CAMCO with threatening and harassing consumers over old and unenforceable debts as well as debts they never even incurred. According to the FTC, these deceptive [...]]]></description>
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