You don’t have to be smart to be rich, says Jay Zagorsky, a research scientist at Ohio State University, and intelligence doesn’t necessarily translate into wealth. Having a higher IQ does generally mean higher income; however, even those with super high IQ’s over 125 occasionally miss payments and max out their credit cards.

The reasons that those with higher incomes and IQ’s face just as many financial struggles as people of average and lower than average intelligence are not completely understood but it is thought that those with high IQ’s may not be saving. Wealth is about saving money and not just income.

Read the article at the OSU website.