Jean Chatzky, who appears regularly on the Today show and writes for magazines like Money and Time, shows consumers how to pay down their debt and become debt free by saving $10 a day in a book everyone who carries a debt burden should own and read.

The book is Pay It Down! : From Debt to Wealth on $10 a Day available at Amazon.

If you’ve already made the budget we referred to in an earlier post, you know that spending habits can leave you short of money needed to stay away from credit card debt and bill collectors. Chatzky’s book is filled with helpful and inventive suggestions on how to find the $10 a day; the book also gives clear instructions on how to pay down your debt and to live the dream of a debt-free life.